How to Pay for Your Braces

If you’re considering getting braces for yourself or a loved one, one likely concern you may have relates to the price of treatment. Braces can be expensive, and paying for treatment may be difficult. If you’re worried about how to pay for your braces, consult the list of tips below.

Monthly Payment Plan

One of the best ways to pay for your braces is by breaking up the cost into smaller monthly payments. One big sum can be overwhelming for anyone to consider paying, which is why breaking it up into a monthly amount makes it much more manageable. When you first meet with your orthodontist, they’ll be able to discuss whatever payment options work best for you. You can break up the total into a monthly sum that is more manageable for you and your budget. You’ll also be able to know how long it will take you to fully pay off your child’s braces. If you can manage a slightly higher monthly payment, you’ll be able to pay off the full cost more quickly.

Dental Insurance

Many people find financial help when paying for their braces through dental insurance. Dental insurance is a separate type of health insurance that can help individuals cover the costs of different dental health needs. Besides just your regular dental visits, dental insurance can also cover the costs of your orthodontic treatment. This is also something you’ll be able to discuss with your orthodontist during your initial consultation. They’ll let you know how much of the cost will be covered by your insurance, Then, you’ll be able to determine the proper payment procedure for the rest of the cost.


As much as your dental insurance coverage can help you pay for your braces, it can’t always do everything. If your dental insurance has a high deductible, or if it doesn’t cover much of the treatment cost, you could benefit from an HSA or FSA. These are health savings and flexible savings accounts created to help people cover medical costs that aren’t covered by insurance. If you have one of these accounts, you can contribute a set amount of money each month which you can have in the case of medical costs. This allows you to use this money for any extra costs not covered by insurance. Having one of these accounts in place can be incredibly helpful for making the price of braces a little more manageable.

Paying for braces is a major concern for most people considering braces. It’s fairly well-known that orthodontic treatment can be expensive, and that can cause some hesitation among those who need it. However, the benefits are well worth any expense–so, make things less stressful for yourself by considering these payment options.

The professionals at McAllister Orthodontics know the importance of helping every patient feel empowered and strengthened through their treatment. Click here to learn more about how they do this, and request an appointment today!